At Eros Bodyworks, a premier men’s spa in Orlando, we’re excited to announce that we now accept Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) as payment for eligible services! If you have one of these tax-advantaged accounts, you may be able to use your pre-tax funds to invest in your health and wellness. However, FSA/HSA funds have specific eligibility requirements, so it's important to understand what services qualify and what steps you need to take to use them properly.
What Are FSA and HSA Accounts?
FSA and HSA accounts allow individuals to set aside pre-tax money for qualified medical expenses. These accounts help reduce taxable income while making healthcare-related services more accessible.
FSA (Flexible Spending Account): Offered through an employer and usually has a "use it or lose it" rule, meaning funds must be spent within the plan year.
HSA (Health Savings Account): Available to those with high-deductible health plans (HDHPs) and allows funds to roll over year after year, making it a long-term healthcare savings option.
How to Use FSA/HSA for Massage in Winter Park?
If you're wondering how to use FSA/HSA for massage therapy, the key is understanding what services are considered eligible medical expenses. Under Merchant Category Code (MCC) 8099 – Medical Services, Health Practitioners, Licensed Massage Therapists, certain services may qualify for FSA/HSA payment if they are considered medically necessary. Here’s what you need to know:
Eligible Services:
Therapeutic Massage for a diagnosed medical condition (such as chronic pain, injury recovery, or stress-related conditions) with a doctor’s prescription or Letter of Medical Necessity (LMN)
Integrative Health Assessments when part of a treatment plan for a medical condition
Lymphatic Drainage or Post-Surgical Massage (if prescribed by a physician)
Pain Management and Mobility-Enhancing Therapies (when medically necessary)
Non-Eligible Services:
Relaxation or Spa Massages (without a medical diagnosis)
Facials, Skincare Treatments, or Waxing (considered cosmetic by the IRS)
General Wellness Services (not directly treating a specific medical condition)
Retail Products such as skincare, body care, or supplements (unless prescribed)
What Can I Spend My HSA/FSA On at a Spa in Winter Park?
Many people ask, “What can I spend my HSA/FSA on?” While not all spa treatments are eligible, medically necessary treatments can be covered. If you visit our spa in Winter Park, you can use your FSA/HSA for any approved medical massage services with proper documentation. Be sure to check your specific plan for eligibility.
How to Use Your FSA/HSA at Eros Bodyworks
Check Your Plan Coverage – Every FSA/HSA provider has different rules, so it's best to confirm with your administrator whether massage therapy or integrative health services are covered under your plan.
Obtain a Letter of Medical Necessity (LMN) – If required by your FSA/HSA provider, get a doctor’s note prescribing massage therapy as part of a treatment plan.
Use Your FSA/HSA Card at Checkout – If you have a physical FSA/HSA debit card, you can use it at our location just like a credit card. Payments must be made before the service to ensure compliance.
Request an Itemized Receipt – If your card is declined, you may pay with another method and submit the receipt for reimbursement from your plan administrator.
What If My FSA/HSA Card Gets Declined?
If your FSA/HSA card does not go through at checkout, don’t worry! Here’s what you can do:
Double-check with your plan provider to confirm massage therapy or integrative health services are covered under your specific plan.
Pay with another method (credit, debit, or cash) and submit the itemized receipt to your FSA/HSA administrator for reimbursement.
Make sure you have the required Letter of Medical Necessity (LMN) if your plan requires it.
Why Choose Eros Bodyworks – The Best Men’s Spa in Orlando?
At Eros Bodyworks, we believe in holistic self-care and providing professional, therapeutic services that support your overall health. Whether you're recovering from an injury, managing chronic pain, or looking for integrative solutions to wellness, we’re here to help! Our Winter Park spa is designed to cater to men’s health and wellness, providing expert massage and integrative therapies in a relaxing, professional setting, however we are open to everyone seeking wellness.
If you have any questions about using your FSA or HSA at Eros Bodyworks, feel free to contact us. We’re happy to assist you in navigating your benefits and making the most of your wellness funds!
If you have any questions, reach out to us at info@erosbodyworks.com or call us at (407) 259-3006.
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